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Affirm Financing

What is Affirm?

Buy now, Pay over time
An alternative to traditional credit cards, Affirm allows you to pay for items on providentjewlery.com through flexible financing over a period of time. The short application process requires providing some personal information at checkout. In most instances, you’ll receive an immediate decision on your eligibility to purchase with convenient monthly payments.

Affirm only conducts a soft credit check and keeps all sensitive information safely encrypted and protected using industry standard security protocols. Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus.

There are no late or hidden fees, and you will know the exact terms of your loan options—including APR and monthly payment amounts—before you decide on a plan, so you can select the one that works best for you.

HOW TO QUALIFY

1. Shop online with Provident Jewelry
Pick the perfect piece and add it to your shopping bag.

2. Qualify with Affirm
Prequalify or select “Affirm Monthly Payments” at checkout, provide the required information, and get a decision in real-time.

3. Receive your purchase
Once you’re approved and checkout is complete, we will process and ship your order within our standard processing times.

Affirm Lending Disclosure- https://www.affirm.com/disclosures

Frequently Asked Questions

What happens if I return my order?

For most orders, Affirm will not charge you as long as your order is returned within 30 days of the date your order was placed. If your return is processed after 30 days, you will be charged for the interest for your loan up until the return. For select items, Affirm may require a down payment when you place your order. In this instance, your credit card will be refunded the down payment if your return is processed within 30 days. If your order was a split pay with partial credit card payment, the credit card portion of the refund will be processed through Affirm.

What if my order is cancelled?

If your order is cancelled within 30 days, you will not be charged.

Who should I contact if I’m having technical difficulties with Affirm or have further questions?

Please visit affirm.com/help